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Rent split calculator.

What do you actually owe? Nigerian rent lands a year upfront with fees stacked on top — see everyone's real share.

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Split

Fees

Per year

These numbers are estimates, not a tenancy agreement. Agent and agreement fees are calculated as a percentage of annual rent — in Lagos both are capped at 10% by law. Caution deposits are usually refundable; get that in writing before you pay. Service charges vary by compound and can change yearly. Flatmate does not hold funds.

These numbers are estimates, not a tenancy agreement. Agent and agreement fees are calculated as a percentage of annual rent — in Lagos both are capped at 10% by law. Caution deposits are usually refundable; get that in writing before you pay. Service charges vary by compound and can change yearly. Flatmate does not hold funds.

The small print, decoded

Splitting rent, asked and answered.

How should flatmates split rent in Nigeria?

Start from the total upfront cost, not the headline rent. Nigerian landlords take a year (sometimes two) in advance, and agent and agreement fees of about 10% each are usually added on top, plus a refundable caution deposit. Add all of it together first, then divide. Splitting equally is fine when the rooms are similar; when one person gets the master with its own bathroom, weight the shares so the split reflects what each person is actually getting.

Should the person with the bigger room pay more?

Usually yes, and agreeing it before you move in prevents most flatmate arguments. A common approach is to weight the master bedroom at roughly a third more than a standard room and a small or box room at about a quarter less. This calculator uses those weights when you choose to split by room size — adjust the outcome between yourselves if your rooms do not fit the pattern.

What fees come on top of Nigerian rent?

Typically an agent fee (around 10% of the annual rent), an agreement or legal fee (around another 10%), a caution or security deposit that should be refundable when you leave, and in serviced buildings an annual service charge. On a ₦1,200,000 flat those extras can add ₦240,000 or more before you have paid a single month of living there, so include them before you agree a split.

How much should I save each month for rent?

Divide your share of the total by twelve and save that amount monthly. Because Nigerian rent falls due as one large annual payment, treating it as a monthly saving is the only realistic way to be ready for renewal instead of scrambling for a loan. The calculator shows this figure alongside your share.

Is it cheaper to share rent than to rent alone?

Almost always, and the gap is larger than people expect because the fees are shared too. Two people splitting a ₦1,200,000 flat with standard fees each pay around ₦720,000 instead of ₦1,440,000 — the saving is roughly the cost of a modest self-contained flat on its own.

The maths was the easy part.

Now the hard part — someone who pays on time and doesn't finish your stew. Start where people are already looking.

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Rent Split Calculator — Split Rent With Flatmates in Nigeria | Flatmate